The launch of the electronic contract authentication system by the Ministry of Industry and Trade creates an additional guarantee of the State agency for the signed documents; helping organizations, businesses and individuals have more bases and facilities to widely deploy the form of electronic and remote signing…
FPT IS cooperated with the Digital Economy Department of the Ministry of Industry and Trade and Dell Technologies to organize a Webinar “Authentication and protection of electronic contract data”, thereby confirming the legality, security and authenticity of the solution. FPT.eContract.

Electronic contract among Vietnam business context

E-contracts in Vietnam with the superiority of effective conclusion are not limited by space and time, the parties can complete the signing immediately, have been gradually applied by organizations and businesses. businesses and individuals across the country. Only on the FPT.eContract platform, from 2019 to now, there have been over 1.2 million transactions signed on the platform, connecting hundreds of thousands of users and businesses.

Survey from more than 400 guests attending the webinar organized by FPT Information System and Dell Technologies showed that 71% have known about electronic signing form, 55% are ready to apply this form of signing. next time. In addition, the top 3 issues that organizations and businesses still wonder about are the legality, security and ready combination of signing partners, respectively.

Electronic contract – enhanced authentication, data security

E-contracts already have sufficient legal grounds equivalent to paper contracts under the Law on Electronic Transactions No. 51/2005/QH11, Decree No. 52/2013/ND-CP on e-commerce, Decree No. 130 2018 on digital signatures and digital signature authentication services… And now, the launch of the electronic contract authentication system by the Ministry of Industry and Trade creates more assurance of the State agency for signed documents. ; helping organizations, businesses and individuals have more bases and facilities to widely deploy the form of electronic and remote signing.

The signing of the contract is not only guaranteed for integrity and non-repudiation of contract content with digital signatures, but also identified by the timestamp and digital signature of the Ministry of Industry and Trade so that relevant parties can look up the authenticity. the following document signed at any time.

At the seminar, Mr. Le Duc Anh, Director of the Center for Informatics and Digital Technology, Department of E-commerce and Digital Economy, Ministry of Industry and Trade said that the validity of an electronic contract is based on two conditions: The resolution is “Ability to verify the identity of the signer” and “Application of digital signatures and anti-forgery of contract content”. These are two indispensable conditions for an e-contract certifying organization to confirm and authenticate an e-contract. Compared with unauthenticated electronic contracts, those certified by CECA and the Ministry of Industry and Trade bring many benefits to businesses.

Mr. Nguyen Hoang Tung – Director of VVN AI & Trusting solution shared at the seminar the importance of centralized confirmation of electronic contracts. Facing difficulties when signing electronic contracts that many parties face such as standardization problems in cross-signing; centralized data processing, exchange and lookup issues; Regarding dispute resolution and data security, the Ministry of Industry and Trade has researched and developed CECA, thereby supporting businesses and individuals to apply electronic contracts according to legal and transparent standards.

From his role as a CeCA authentication service provider, FPT.eContract signing platform solution provider, Mr. Nguyen Ta Anh – Deputy Director of the Electronic Service Center shared that he understood the importance of the issue. electronic contract certification. All electronic contracts signed on FPT.eContract are ready to be authenticated with the electronic seal of the Ministry of Industry and Trade through CECA axis. FPT IS team is always ready to support and accompany businesses to support and help businesses in the authentication process.

Sharing at the seminar, Mr. Nguyen Duc Thuan – Director of Bach Khoa Digital Solution Company said: “Electronic contracts are an inevitable trend of society, bringing many benefits in terms of time, space and cost. Fees are not only for businesses but also convenient for suppliers and distributors in the transaction and signing process. After applying the FPT.eContract solution, we found that signing the contract became very quick and convenient.”

In addition, concerns related to data attacks and information security are what many businesses using e-contracts are always concerned about. Mr. Nguyen Si Nguyen – Solution consultant, Dell Technologies said that the damage of cyber attacks in 2021 is 6000 billion dollars and every 11 seconds, there is 1 cyber attack happening with the engines and methods. and different goals. Businesses not only need to focus on preventing the risk of intrusion, but also need to pay attention to the recovery process after the incident.

“The recovery process of businesses after being attacked is extremely important, so Dell Technologies has researched and introduced to many businesses the Cyber Recovery solution. It is a data protection solution that isolates business-critical data from attacks. Important data is immutably stored in a platform that allows recovery with data integrity with high security,” shared Nguyen Si Nguyen.

Recently, FPT IS and Dell Technologies held a Webinar “Authentication and protection of electronic contract data in Vietnam”. The event is part of the DX Quick-win Series Conference series conducted by FPT IS and its partners, focusing on bringing businesses and organizations a quick approach to digital transformation through e-contract solutions and solutions. Security in the digital age.

Source: vneconomy

Link: https://vneconomy.vn/xac-thuc-minh-bach-do-bao-mat-cao-cua-fpt-econtract-dang-tren-da-tang-truong.htm

On May 25, FPT officially launched FPT.eContract – the first solution to support businesses to sign electronic contracts remotely 24/7 on the market.

Comprehensive Electronic Contract Solution FPT.eContract aims to build a paperless business, optimize operations, save up to 70% of time and cost compared to traditional methods. This is also one of the outstanding products in FPT’s “digital transformation solution” set, “supporting businesses”, recovering, making breakthroughs in the future and especially in the period of the New Normal.

Currently, most businesses are still applying the traditional way of signing and managing the contract signing process, including printing, delivery and exchange of parties, leading to a lot of time constraints. and interrupt with force majeure.

The recent COVID-19 pandemic is a typical example when all activities were halted and delayed, affecting the progress of ongoing work. In addition, the management, synthesis, storage and extraction of traditional physical data warehouses also take a lot of time and resources of enterprises.

In order to thoroughly solve the problem for businesses, especially in the period when the New Normal is taking shape and is taking place strongly, FPT officially deployed the Electronic Contract Solution opFPT.eContract – a pioneering solution. digitize and automate the contract signing process between businesses and businesses/partners/individuals, helping to optimize operations and improve customer experience. This solution is expected to revolutionize the method of signing in “business activities” and commerce in Vietnam in the near future.

FPT.eContract is the first system in Vietnam that allows to perform the entire process from contract creation, defining roles to signing, signing and storing, and managing contracts on the same digital platform. Enterprises can easily sign individual contracts or sign in bulk unlimited quantity contracts at the same time in just minutes.

With contracts requiring multiple levels of approval and signing, FPT.eContract can also help create an automated signing flow tailored to business needs. Enterprises can sign using a USB token digital signature, a cloud-based digital signature (Cloud) or a photo signature (applicable to internal documents or on demand).

Electronic contract FPT.eContract can be applied to all business models, all types of contracts, documents, and electronic certificates. With the conversion from traditional signing method to remote electronic contract signing thanks to FPT.eContract, businesses can reduce costs by up to 70% and signing time by 70% thanks to the following benefits:

Signing Paperless – No Interruptions

Towards building a paperless business, the solution supports the creation of legally valid electronic contracts in the shortest time, suitable for all modern digital signing technologies. Enterprises do not have to pay for printing, delivery and storage of contracts, eliminating the risk of contract loss, thereby not interrupting the signing for any objective reasons.

Automation – Simplify the whole process

Enterprises and partners can easily customize, fill out live content, approve on multiple levels/peer online across multiple devices. In particular, the signing process is automatically notified to participants who do not need to have an account on the system. In addition, contracts are saved on a digital platform, creating convenience in management, storage and search.

Guaranteed legal value and maximum security

FPT.eContract solution was built by FPT on the basis of a full study of relevant Laws, Decrees and Regulations. Since 2005, the Law on Electronic Transactions No. 51/2005/QH11 has recognized the legality of electronic contracts, Decree No. 130/2018/ND-CP detailing the implementation of the Law on Electronic Transactions on Words. digital signature and digital signature authentication services. In addition, the system applies security measures against attacks and data loss 24/7, businesses are completely assured when performing the process of signing or storing contract management on the platform.

Mr. Nguyen Hoang Minh, General Director of FPT Information System Company (the development unit of FPT.eContract, belonging to FPT Corporation) affirmed: “Decades of accompanying Vietnamese businesses have helped FPT understand business needs. in the process of operation as well as how to solve difficulties with technological solutions. With FPT.eContract, FPT believes in bringing many benefits in terms of promoting business faster and more efficiently, providing digital experiences and building digital businesses, and at the same time helping businesses to quickly lead the state. The new normal”.

FPT.eContract is one of the outstanding products in FPT’s digital transformation solution suite (https://solutions.fpt.com.vn/) to accompany and support businesses in applying digital technology solutions. to cut costs, optimize operations, rationally use human resources, shorten time. From there, creating a stepping stone and motivation for Vietnamese businesses to recover and break through in the New Normal.

https://www.youtube.com/watch?v=iCS-rnZsJGE

Source: VTCNEWS

Link:https://vtc.vn/fpt-mien-phi-3-thang-cho-giai-phap-toan-dien-ky-hop-dong-dien-tu-fptecontract-ar548253.html

At the Industry 4.0 Summit and International Exhibition 2021 (Industry 4.0 Summit), the largest and most prestigious event in Vietnam on Industry 4.0, FPT Corporation once again affirmed its role in accompanying and promoting national digital transformation, through a holistic approach and an ecosystem of comprehensive, integrated solutions in many areas, including digital infrastructure and hi-tech agriculture.

In 2021, with the theme “Promoting industrialization and modernization of the country in the digital era”, Industry 4.0 Summit 2021 is a place where state agencies, experts and businesses exchange to contribute to the implementation of reality. present the Resolution of the 13th Party Congress.

At Industry 4.0 Summit, FPT attended two seminars on “Digital infrastructure development and promoting the application of digital technology and digital platforms in the construction and management of socio-economic infrastructure” and “Transformation” number of agriculture – rural areas in the process of industrialization and modernization by 2030, with a vision to 2045″.

With the role of accompanying and leading the national digital transformation process, from FPT’s point of view, in order to promote the development of the digital economy, the only way to do this is to implement digital transformation strongly and comprehensively in all regions. government sectors, organizations and businesses. And digital infrastructure is a key component of digital transformation.

FPT has been deeply involved in the development of digital infrastructure in Vietnam, over the years, with the pillars of digital infrastructure including Mobile Network, Internet and Cloud Computing. Notably, with millions of businesses in need of digital transformation, Cloud is the key to solving problems, thereby creating motivation for the digital economy to grow dramatically, towards the goal of achieving proportion of 20% of the country’s GDP by 2025.

Mr. Phan Hong Tam – Infrastructure Director of FPT Smart Cloud shared: “We can see challenges from digital transformation, from strategy to infrastructure, and must apply new ways to solve problems. . FPT has been developing the FPT Cloud platform specifically for Vietnamese businesses with strong infrastructure and leading experts to help businesses transform digitally. At FPT, we believe that the Future is as a Service on e-Infrastruture model, that is, the service model on digital infrastructure will be the answer for all businesses.”

In the digital infrastructure development strategy, the government focuses on 5 main areas: Agriculture, digital health, education and training, e-commerce and online tourism. Agriculture is one of the bright spots in Vietnam’s economic picture, however, recent years have still witnessed a downward trend of the industry.

Therefore, Vietnam’s agricultural industry needs to take steps to increase efficiency in farming and production to catch up with market trends and at the same time develop beyond the target of 3.84%/year. Digital transformation will be the foundation to support this process.

At the symposium “Digital transformation of agriculture – rural areas in the process of industrialization and modernization to 2030, with a vision to 2045”, Mr. Le Vu Minh, Director of Strategy and Innovation consulting division According to FPT Digital, “The trend of digital transformation is creating opportunities for agricultural products to have a breakthrough: relying on increased automation to improve productivity, transparency of information to enhance value. , targeting the high-end markets. The value from the number inside the product is an important factor to help raise the selling price of agricultural products. The digital transformation of the agricultural sector requires synergistic participation from many parties, in which the subject is agricultural producers (farmers, agricultural enterprises)”.

In addition to thematic seminars, within the framework of the Forum, a virtual exhibition with technology experience areas will take place, giving attendees the opportunity to directly use virtual reality technology, interact and interact with intelligent robots…

Accordingly, FPT brought to the exhibition FPT Cloud, Basework+, Digital Transaction Solutions Suite (including FPT.eContract, FPT.eInvoice, FPT CA, FDA)…

Over the past 25 years, FPT has been a pioneer with government agencies, industries and businesses in applying and building IT solutions in many fields such as infrastructure, Internet, education – training, healthcare. , government…

With technology capabilities, a comprehensive ecosystem of solutions, products and services, and a system of partners who are leading technology groups leading the trends of the Industrial Revolution 4.0, FPT is committed to continuing to work together. accompanying the journey to promote industrialization and modernization of the country in the digital era.

Source: baodautu

Link: https://baodautu.vn/fpt-hien-ke-day-manh-chuyen-doi-so-linh-vuc-ha-tang-va-nong-nghiep-tai-industry-40-summit-d155820.html

What is an insurance contract?

A life insurance contract, basically, is an agreement between the policyholder (the customer) and the insurer, whereby the policyholder must pay the premium and the insurer must pay the insurance premium. to the beneficiary upon occurrence of the insured event – ​​the event that the insured lives or dies during or at a specified period of time. 

Therefore, a life insurance contract will be closely related to the issue of risk and risk calculation on the basis of the law of large numbers, containing many model terms with relatively complex content, must be made documents and apply to many customers. The signing of a life insurance contract is, in principle, only done after having exchanged, provided and clarified important information about the insured, insured risks and insurance products.

In order to achieve the highest business efficiency and best ensure the provision of information between the insurer and the customer, the insurer will not directly implement it, but mainly authorize the network of insurance agents who are specialized to carry out the work of introducing, offering insurance, consulting, and arranging the signing of insurance contracts. 

In addition, insurance agents also act on behalf of insurance enterprises to collect insurance premiums, arrange for settlement of insurance claims and other related works. From the customer’s perspective, the insurance agent is the “bridge” that helps to convey the information and will of the customer to the insurance company (payment of fees, request for contract modification, etc.).

The nature of the insurance contract 

An insurance contract has a number of common properties within the framework of the provisions of the law on civil contracts, in addition, it also has a number of specific properties associated with the economic – technical characteristics of the insurance industry. Specifically: 

– Reciprocity: An insurance contract is established based on the consent of both parties on the principle of voluntariness, equality and freedom to enter into contracts within the framework of law and social ethics. 

– Bilateral contract: The contracting parties have rights and obligations, the rights of one party are the obligations of the other party and vice versa. The insurer must cover the risks and the insured must pay the premium. 

– Nature of chance: If there is no risk (insured event), there is no conclusion and validity of the Insurance Contract. 

– The nature of absolute trust: The relationship between the policyholder and the insurer is established in a situation that creates risks for each other. Therefore, in order to exist and be able to perform, the two parties must have mutual trust. Absolute trust and the principle of maximum honesty are only two sides of the same coin. 

– Nature of payable: The relationship of rights and obligations between the two parties is expressed in the monetary relationship. The policyholder is obliged to pay the premium, the insurer is obliged to pay the insurance/indemnity when the insured event occurs. 

– Nature of accession: An insurance contract is a model contract. Insurance rules (the main content of the Contract) are first drafted by the insurer, then the insurance buyer reads it and joins it when it is suitable for his/her needs. 

– Mixed civil – commercial: The insurance buyer can be a civil or commercial natural or legal person, the insurer can also be a civil (mutual association) or commercial legal entity ( insurance company). Therefore, the relationship between them, in particular the insurance contract, can be of a purely civil or commercial character or a mixed civil-commercial.

The life insurance signature process must be tightly controlled and more and more companies are opting for eSignature, a modern and secure process governed by statutory regulation. Electronic signatures eliminate the need to mail contracts to be signed by your customers. 

Supervised by trusted third parties, digital signatures provide an appropriate level of security, through a rigorous protocol in which the identity of the signer is checked. The digital certificate is issued, the signed document is sealed. Strong authentication guarantees by each signer, time-stamped proof files for each signature, and secure document storage make digital signatures your best ally for multi-signatures. New life insurance policy! 

We recommend using advanced digital signatures for life insurance policies. However, your country’s laws may require a different level of signature. The FPT.eContract team will guide you when choosing the most suitable solution for your company.

Electronic signature for life insurance contracts via FPT.eContract. 

Strong authentication of signatories 

Benefit from multiple secure authentication systems that guarantee the identities of your signatories 

Confidentiality and confidentiality 

Protect your deals through encrypted exchanges and secure servers 

Integrated in your tools 

Easily integrate signature solutions into your internal tools and automate your processes 

Consent protocol 

Reinforce evidence of agreement by adding checked boxes and documents to be copied by signatories

For more information, please contact FPT Electronic Contract:

Phone: 1900.636.191

Email: fpt.econtract@fpt.com.vn

Website: econtract.fpt.com.vn/

Advise me

A real estate contract is a legally binding document between the buyer of real estate and the seller. Like other types of sales contracts, it stipulates that there will be an exchange of title to an asset, often (but not always) for money. For a purchase of a home or property to be valid in the United States, a contract of sale must be in writing. Real estate contracts are different from mortgage papers. A mortgage is an agreement between a borrower and a lender to secure a loan to be used to purchase real estate, while a real estate contract is between a buyer and the owner of the property, and it related to the property itself.

What is an e-contract? 

An e-contract is a digital contract created and signed digitally. E-contracts can be created online to be emailed to stakeholders to enable them to sign contracts electronically through their mobile devices. The electronic signature made on the electronic document / contract shows that the singer signed the contract after careful review, he accepts the terms and conditions mentioned in the digital contract and voluntarily agree to that contract. After digitally signing the document, the signer shares it with the document creator as a final step. All the names of the parties connected to the document perform the same process. There is a more common type of e-contract in the form of “click to agree”. We see such types of e-contracts when we download any software or want to install it into the computer system.

Go digital with real estate transactions. Contracts take time and effort. You can make them more efficient with digital documents and digital signatures. Electronic signatures are legally binding in all states and territories of the United States as well as most other countries around the globe. Digital contracts are more accessible to everyone, as they can be viewed on any device capable of displaying PDF.

Always on the go 

The e-signature solution gives brokers remote flexibility. They have the ability to expand their customer base within and across different states or countries. Brokers no longer need to live near their clients. eSignature vendors support cloud-based software, allowing both parties to virtually execute eSign documents from anywhere in the world. Whether you or your client live in the same city or a few states away is nothing to worry about.

Gain confidence 

Another way to build trust with the users you work with is to give them access to highly secure digital signature software. They just need to click to legitimize eSign documents when invited via email. Once everyone has signed, they automatically receive a final executed document with all required signatures. Making sure that all the right people have executed the right version of the document and that it doesn’t have any chance of being changed is what will build trust and make your customers more confident when it comes to doing business with you.

Cheap 

Modernizing real estate transactions can save your business a lot of time and stress. It is estimated that some real estate agents can “save $20,000 a year on printing, gas and document storage costs” by going paperless.

Free Document eSign Solution for Education: Are We Ready? Now that we are all clearly aware of the importance and benefits of digital signatures in the education sector, it is safe to say that they represent my talent or valuable support. trust for the digital transformation of educational institutions. A variety of applications provide the basic foundation for applying digital signatures. Improved financial performance, expanded student services and reduced operating costs are some of the significant advantages of digital signatures. Another role of e-signatures in online education and learning is visibility into electronic signature statistical processes. It helps students find better opportunities to interact with organization management and focus more on studies and other related activities.

For more information, please contact FPT e-contract:

Phone: 1900.636.191

Email: fpt.econtract@fpt.com.vn

Website: econtract.fpt.com.vn/

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In Vietnam, from March 5, 20121 all banks are officially allowed to apply online identification method to open online accounts for customers. Since July 2020, many banks have implemented eKYC solutions. Banks that have implemented eKYC said that their business activities have achieved outstanding results when the number of new customers increased rapidly, the number of transactions through Mobile Banking and Internet Banking channels also increased significantly. According to the announcement of the State Bank, in the year 2020, the number of payment transactions via Mobile Banking channel increased by nearly 124% in quantity and 126% in value compared to 2019, the number of payment transactions via the Internet increased. nearly 9% in volume and 26% in transaction value compared to 2019. Up to now, more than 20% of banks in Vietnam have applied eKYC in customer identification such as VPBank, TPBank, Vietcombank, VietinBank, ACB, Ban Viet… In which, VPBank is the first bank to successfully apply eKYC. After only 2 months of launch, VPBank has 15,000 new registered accounts, equal to 50% of the whole 2020 estimate. Next is HDBank, after only 1 month of implementing eKYC online identification on HDBank app, which has attracted nearly 15,000 registered customers.

KYC stands for Know Your Customer. Financial institutions such as banks and Financial Companies have mandated KYC regulations before providing any financial services to customers. KYC is done for the purpose of establishing the identity and verifying the login information of any customer.

eKYC (electronic Know Your Customer) is an electronic customer identification, or online customer identification, allowing banks to identify customers 100% online, simplifying paperwork verification, birth verification biometrics without having to meet face-to-face at the transaction office like traditional KYC.

In the current 4.0 technology era, banks apply eKYC as a strategy to attract customers. eKYC is done automatically, shortening the verification time, saving time for customers and minimizing costs for the bank’s operations. Besides banking, eKYC is being widely applied in many fields such as healthcare, public services, telecommunications, tourism, etc.

Benefits of eKYC electronic customer identification solution Improve customer experience Increase onboarding rate Cut operating costs High customer information security and management

If in the past to identify customers, it was necessary to meet face-to-face, and to compare ID documents took a lot of time, then eKYC will identify customers at any time, anywhere with an internet connection based on the Internet. Artificial intelligence technology such as: Face-matching: Matching faces with photos on customer-supplied ID documents Character recognition (OCR): Reading and extracting information on paper sheet, compare personal information with a centralized database of user identity. Liveness detection: Verify that a real person is making a transaction, not a transaction made by a robot.. .

OCR technology is integrated in the eKYC process to extract information from identity documents such as passports, ID cards, driver’s licenses and upload encrypted information to the system. The whole process from data extraction to metric formation takes no more than 3 seconds making the process fully automated and accuracy up to 99%. Verified Documents For Citizenship Identity Verification Check the accuracy of the format like ID number, 2D barcode. Verify your name, date of birth, and address. Detects crumpled, folded edges. Check if the image has photoshop interference or fake. Verify microtext, hologram, rainbow print, guilloche pattern. Opacity detection, fraud. For Passport Verification Consider the match of name, date of birth and expiration date with the machine readable zone. Fraud detection through fonts, holograms, signatures. Check the correctness of the format on the passport. Detects crumpled, folded edges. Determine if the image is fake. Verify hologram, print rainbow. Opacity check, cheat. To verify a Driver’s License Check the accuracy of the format. Detects crumpled, folded edges. Check if the image is photoshopped or fake. Verify hologram, rainbow print, guilloche pattern. Opacity detection, fraud. Check if the image is photoshopped or fake. Verify hologram, rainbow print, guilloche pattern. Opacity detection, fraud. Check if the image is photoshopped or fake. Verify hologram, rainbow print, guilloche pattern. Opacity detection, fraud.

With eKYC technology is Face matching, they will use computer algorithms to pick out specific details, especially about a person’s face. These details, such as the distance between the eyes or the shape of the chin, are digitized and compared with data on other faces collected in a facial recognition database. Data about a particular face is often referred to as a face pattern and differs from a photograph because it is designed to include only certain details that can be used to distinguish this face from another. is different. Face matching is a particularly useful biometric method for customer onboarding: Nearly all mobile devices have built-in cameras that support it. The user experience of taking a selfie (photo/video) is particularly intuitive and convenient. Face recognition with 98% accuracy. Face matching is a biometric method that is particularly useful for digital onboarding

Liveness detetion Technology FPT.AI’s Liveness technology is a level 2 defense barrier in the eKYC electronic customer identification process, helping to prevent face spoofing. Simply put, Liveness Detection technology to verify real people are working in real time, and the identification steps are genuine, not fake. In the eKYC online identification process, customers only need to provide 1 photo and 1 selfie video taken directly with the camera of a smartphone, tablet or computer webcam. Then Liveness technology will analyze the data, preventing the videos from being played back.

Fraud detection Fraud detection is a technology used to prevent money or assets from being obtained by forgery. This technology is used to verify exactly a certain individual in account-related tasks to help protect customer data and information, avoiding the case of bad actors using that information illegally. lose user trust.

E-Signature An electronic signature is a certification of the customer’s agreement to accept the conditions for using the services provided by the bank. Electronic signatures can replace handwritten signatures in transactions. E-Signature technology allows customers to sign documents anytime, anywhere on any device. As a result, it improves transaction speed and increases user experience.

On December 4, 2020, the State Bank of Vietnam issued Circular No. 16/2020/TT-NHNN amending and supplementing a number of articles of Circular No. 23/2014/TT-NHNN, including some main contents: The following: 1. Banks and branches of foreign banks that open payment accounts by electronic means must develop, promulgate and publicize the process and procedures for opening payment accounts by electronic methods in accordance with the regulations. in accordance with the provisions of this Article, the law on prevention and combat of money laundering, the law on electronic transactions, the relevant legal provisions on ensuring the safety and confidentiality of customer information and the safety of the operation of the Company. banks, foreign bank branches. 2. Banks and foreign bank branches may decide on methods, forms and technologies to identify and verify customers in service of opening payment accounts by electronic method; take responsibility for arising risks (if any) and must meet the following minimum requirements: – Having solutions and technologies to collect, check, compare and ensure the correct match between identified information customer, customer’s biometric data with the corresponding biometric information and factors on the customer’s identification papers as prescribed or with personal identification data authenticated by a state agency authorized or by another credit institution or by an organization providing electronic identification and authentication services – There are technical measures to confirm that the identified customer agrees with the contents of the agreement. Agreement to open and use a payment account – Develop a process for risk management, control and assessment. The process of risk management and control must be regularly reviewed and completed based on information, updated data during service provision – Store and preserve fully and in detail over time for customer identification information and data during the process of opening and using a payment account by a customer . 3. Banks and branches of foreign banks shall base themselves on technological conditions to assess risks, determine the scope of use and decide to apply the transaction limit via the customer’s current account opened by payment method. but must ensure that the total transaction value limit (debit) through the payment accounts of that customer does not exceed 100 million VND/month/customer. 4. Banks, foreign bank branches may decide to apply a transaction limit through a payment account opened by electronic methods higher than the limit specified above in one of the following cases: – Bank , foreign bank branches apply video call solution to collect, check and verify customer identification information in the process of opening payment accounts to ensure efficiency as the process of identification and identification Customer information through face-to-face meetings.- After the bank or foreign bank branch has identified and verified customer information through face-to-face meeting with the account holder – Transactions of money transfer for savings and term deposits electronically to the account holder at that bank or foreign bank branch take the initiative to debit the customer’s current account as prescribed – The opening of a payment account by electronic method does not apply to joint payment accounts, individual customers being foreigners and the following subjects : Persons between full 15 years old and under 18 years old who have not lost or restricted their civil act capacity Persons who are under 15 years old, have limited civil act capacity, or have lost their civil act capacity as prescribed of the law of Vietnam opening a payment account through a legal representative Person with limited awareness and behavior control according to the provisions of Vietnamese law opening a payment account through a guardian

For more information, please contact FPT Electronic Contract:

Phone: 1900.636.191

Email: fpt.econtract@fpt.com.vn

Website: econtract.fpt.com.vn/

1900.636.191

What is a real estate contract? 

A real estate contract is a legally binding document between the buyer of real estate and the seller. Like other types of sales contracts, it stipulates that there will be an exchange of title to an asset, often (but not always) for money. For a purchase of a home or property to be valid in the United States, a contract of sale must be in writing. Real estate contracts are different from mortgage papers. A mortgage is an agreement between a borrower and a lender to secure a loan to be used to purchase real estate, while a real estate contract is between a buyer and the owner of the property, and it related to the property itself.

Faster real estate transactions 

Real estate companies are constantly pursuing technologies that help them list and sell homes faster and more efficiently. Deploying a digital signature solution ensures improved ways to produce, manage and transmit legal documents related to the purchase of a home or business. As a real estate agent, you will likely appreciate the unique autofill DigiSigner template feature. It will give you the freedom to get work done faster, create, distribute and eSign documents – anytime, anywhere, on any device.

Easy to use 

The days when the process of selling a home or property required complicated procedures has gone away. Signing dozens of hardcopy documents such as offers and sales agreements is a thing of the past. Allowing documents to be digitally signed saves valuable time for anyone buying or selling property, especially when the two parties are at a distance. Brokers, agents and their clients want to ensure that they are using a secure system that does not share, take over, or sell their information to third parties. DigiSigner makes buying or selling homes easier by allowing real estate agents to register eSign documents quickly, confidentially and securely.

Satisfying customers and partners 

By using Signeasy, all parties involved in a real estate transaction can sign documents anywhere, anytime and from their preferred device. It’s a win for everyone, especially the customer.

Gain confidence 

Another way to build trust with the users you work with is to give them access to highly secure digital signature software. They just need to click to legitimise eSign documents when invited via email. Once everyone has signed, they automatically receive a final executed document with all required signatures. Making sure that all the right people have executed the right version of the document and that it doesn’t have any chance of being changed is what will build trust and make your customers more confident when it comes to working together. do business with you.

Compliance and security With Signeasy, you can easily fill out and sign many of the required documents and ensure compliance at every stage. In addition, audit trails of all your paperwork are maintained to prevent negligence.

For more information, please contact FPT Electronic Contract:

Phone: 1900.636.191

Email: fpt.econtract@fpt.com.vn

Website: econtract.fpt.com.vn/

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fieldsWhat is an E-contract? 

Is an agreement created and ‘signed’ electronically? E-contracts don’t need paper use. A specific example is a contract you write on your computer to send to a business partner, who will then email back with an electronic signature indicating acceptance of the agreement.

According to Article 33 of the Law on Electronic Transactions No. 51/2005/QH11 dated November 29, 2005 stipulating on E-contracts: “An E-contract is a contract established in the form of a data message in accordance with the provisions of law. provisions of this Law”. According to the provisions of Article 34 of the Law on Electronic Transactions No. 51/2005/QH11, Article 34 on recognition of the legal value of an E-contract: “The legal value of an E-contract cannot be denied just because that contract is represented in the form of a data message”. 

According to the provisions of Article 36 of the Law on Electronic Transactions No. 51/2005/QH11 on entering into E-contracts: “1. Concluding an E-contract is the use of data messages to conduct part or all of a transaction in the process of entering into a contract. 2. In entering into a contract, unless otherwise agreed by the parties, the request to enter into a contract and accept the conclusion of the contract may be made through data messages. 

According to the provisions of Clause 3, Article 3 of Decree No. 52/2013/ND-CP dated May 16, 2013 on e-commerce: “3. Electronic documents in commercial transactions (hereinafter referred to as electronic documents for short) are contracts, proposals, notices, confirmations or other documents in the form of data messages given by related parties. to enter into or perform a contract”. 

According to the provisions of Clause 1, Article 119 of the Civil Code No. 91/2015/QH13 dated November 24, 2015 on the form of civil transactions: “1. Civil transactions are expressed verbally, in writing or by specific acts. Civil transactions through electronic means in the form of data messages according to the provisions of the law on electronic transactions are considered written transactions.

An E-contract requires the same contents as a paper contract, including: 

Contract object; Quality quantity; Price, payment method; Time, place and method of contract performance; Rights and obligations of each party; Liability if breach of contract; Ways to resolve disputes. 

In addition, the E-contract also requires additional contents:

– Legal address: in addition to the normal postal address, the E-contract also requires an email address, a website, an address specifying the date and time of the place to send the data message, etc. These addresses have important meanings. to determine the certainty, the actual existence of the contracting parties as the subject of the conclusion of an E-contract. 

– Rules on access and rectification of electronic information. Such as withdrawing or canceling a contractual agreement on the Internet. 

– Rules on electronic signatures or other methods such as passwords, codes, … to identify valuable information about the contracting parties. 

– Detailed regulations on electronic payment methods. For example, payment by credit card, electronic money, e-wallet, etc., because payments in E-contracts are also often made through electronic means.

Principles of ensuring sufficient reliability of e-contracts in e-commerce transactions The process of forming, storing and managing e-contracts ensures that contract information is not leaked (ON-PREMISE, HASH) -SIGNING) An E-contract with an electronic seal authenticated by the Ministry of Industry and Trade Ensure the process of verifying contract content over time in accordance with the law, regardless of changes in technology.

FPT.eContract or E-contract is used for the following cases: 

Bank Finance: 

– Open an account at home 

– Notice of service agreement change 

– Make procedures for loans remotely Insurance 

– Open an insurance policy 

– Signing vouchers for payment of fees, limit change, renewal 

– Signing the voucher of limit change

– Signing Real Estate Contract Renewal Documents 

– Sign and pay the rental contract 

– Deposit agreement 

– Purchase and sale contract Labor contract 

– Sign labor contracts for factories and organizations with a large number of employees

– Sign human resource service contracts for seasonal positions 

Healthcare 

– Register for medical examination and treatment 

– Pay fees, sign service invoices 

– Signing with partners and service providers for Multidisciplinary hospitals

– Sale contract 

– Brokerage contract 

– The order 

– Test records 

Education 

– Contract signed between the School and the teacher 

– Contract signed between 

School and Students’ Parents 

For more information, please contact FPT E-contract:

Phone: 1900.636.191

Email: fpt.econtract@fpt.com.vn

Website: econtract.fpt.com.vn/

Contact FPT eContract

Although life insurance is not new, the questions of what life insurance is, the nature of life insurance, current types of insurance and life insurance benefits… are still quite new with many people.

What is an electronic insurance policy? 

An insurance contract is an agreement between an insurance buyer and an insurance enterprise. The insurance buyer must pay the insurance premium, the insurance enterprise must pay the insurance money to the beneficiary or compensate the insured when the insured peril occurs. 

According to Article 33 of the 2005 Law on Electronic Transactions, there are provisions on the concept of an electronic contract: An electronic contract is a contract established in the form of a data message. So, from the above two concepts, it can be understood, an electronic insurance contract is an agreement contract between the insurance buyer and the insurance enterprise and is expressed in the form of data messages.

1. The main purpose is to protect against risk, not to save profit

Although life insurance still ensures future profitability like savings channels, the main purpose of life insurance is to protect against unexpected risks, so the profitability cannot be as high as when saving money. bank money. Therefore, you should not compare insurance and savings or buy insurance from a good profit perspective. Instead, you should clearly define your needs to choose between the right risk protection insurance and the most profitable savings through insurance benefits. 

2. As a long-term financial channel to prepare for the future 

The future is a long way and it is not known yet what good or bad will come. So, the thing to do is to plan carefully at this point. One of the ways to provide long-term financial protection for the future is life insurance. Since the later years of life, the risk will be greater, so choosing to participate in life-protected products will help the insured always feel secure because there is insurance support. 

3. Protects only against unforeseen risks, not pre-existing ones 

When it comes to life insurance, it is impossible not to mention risks – unexpected bad things happen that cause loss, loss and danger to people. Insurance is associated with risks, but not all risks are guaranteed life insurance benefits. Only risks that occur unintentionally causing damage to the health, body and life of the insured during the effective period of the policy are insured and paid. In addition, insurance will not cover risks that are intentional or inherent and present prior to the effective date of the policy unless notified and approved by the company. 

4. Not having to protect against “all” risks 

Not only life insurance, all insurance products have limited protection and do not protect against “all” types of risks. That is why, before signing an insurance contract, participants need to know what risks they will be protected against, in which case each risk is paid, the benefits received how much and what specific cases will be excluded. 

The policyholder should note that the insurance will not pay in cases such as death by suicide within 2 years, a criminal offense, HIV/AIDS or death; cases of intentionally or intentionally causing injury, pre-existing diseases, cases of violation of the law…. It’s not too difficult to understand what life insurance is, but if you want to understand more deeply, don’t ignore these things. It is important to know around life insurance such as the nature of insurance, insurance companies, types or understand the basic characteristics to avoid confusion later.

Types of insurance contracts: 

– Personal insurance contract; 

– Property insurance contract; 

– Contract of civil liability insurance.

A digital signature solution ensures that no documents are lost, sent to the wrong address, or piled up on someone’s desk. On the other hand, sending updates on the status of the deal at all times can help reduce human error. As a result, automating processes contributes to improved productivity and faster closures. 

Mobility and speed in signing insurance policies Customers can sign insurance policies anytime, anywhere – in just minutes. Once your customer has decided to purchase a policy, they can quickly use a digital signature to close the process. It can be completed at home or from anywhere else, almost instantly, using a computer, tablet or mobile phone. Insurance vouchers look more professional. 

You can customize your document page branding by creating fillable coverage forms and setting specific requirements. There are different types of fields you can add. You can also specify which fields your customers should fill in to get accurate coverage details. Furthermore, a digital signature solution will allow you to add your company logo to the page that people see when they sign your documents. Convenience for customers As the proliferation of non-traditional digital insurance alternatives becomes more prominent, digital transformation becomes necessary to attract new customers. 

Today, customers can quickly sign and retain copies of their important insurance documents without getting out of their seats. No need to wait for documents to be delivered, or time to go to the post office to return signed documents. Increase revenue and enhance an eco-friendly image Adopting an e-signature solution for insurance companies can result in significant savings in paper, ink, postage and related materials costs such as supplies or maintenance of scanners and printers. This, coupled with improved productivity and faster closing times can certainly boost profits and revenue year after year. Finally, the paperwork companies establish themselves as eco-friendly. That’s what digital consumers are prone to when choosing any service provider.

Applying the form of electronic contract in the field of insurance

Application of electronic contracts in the insurance field 

An electronic insurance contract is an agreement between an insurance buyer and an insurance enterprise and is presented in the form of a data message. An electronic insurance contract with an electronic signature has the same legal value as a traditional printed and stamped contract. When insurance events occur, the insurance buyer can completely use the electronic insurance contract to confirm insurance benefits and receive compensation according to the signed content. 

Accordingly, after the customer registers information and successfully pays for insurance, the insurance provider will create, digitally sign and perform the step of sending the contract to the customer right on the system. Electronic insurance contract via email registered customer.

Currently, FPT is providing the electronic insurance contract service FPT.eContract with full features for a smart contract signing process, with full legality and safety. FPT.eContract electronic insurance contracts fully meet the requirements and requirements of electronic contracts in the insurance field, bringing businesses and customers many outstanding utilities.

For more information, please contact FPT Electronic Contract:

Phone: 1900.636.191

Email: fpt.econtract@fpt.com.vn

Website: econtract.fpt.com.vn/

1900.636.191

One way healthcare organizations seek to meet these challenges is to better define and manage their business obligations. This requires more efficient ways to process healthcare operations data and manage their contracts with providers, healthcare providers and others, all within while ensuring compliance with state and federal regulations. 

Perhaps the most promising solution is implementing state-of-the-art contract management software, specifically for the healthcare sector. When paired with digital signature protocols, contract management can help supply organizations optimize data efficiency. Below, we provide the basics of contract management and outline best practices for making digital signatures part of a hospital contract management protocol or your medical system.

We also discuss some great examples of the use of digital signatures in healthcare settings.

Blockchain: Blockchain is a digital ledger in which transactions made in bitcoin or another cryptocurrency are publicly recorded chronologically.

Smart Contract: A smart contract is a computer program for the purpose of automation that is capable of verifying or executing agreements or terms in a contract.

Decentralization: Decentralization is the process of distributing or dispersing functions, powers, people or things away from a central or dominant position.

Electronic Health Records: Making it easier for patients to control their information Patient medical records are valuable in two important ways. 

First, their structure and content can help make or break a physician’s diagnosis, and in addition they are important in detecting substances to which a patient is allergic.

Second, patient health data can be exploited for marketing purposes or even malicious purposes by external actors, which is why keeping this data secure is so important. Giving patients control over their data will involve a combination of blockchain technology and current cryptographic technologies. 

More specifically, once data has been sent to an agent, there is no way to guarantee that this data will not be copied or transmitted. However, patients can ask agencies and organizations to sign an undertaking that they will delete their data when the original purpose for which it was received has been fulfilled. 

This can be done by the institutions that will digitally sign a message containing the pledge to erase the data and the patient will keep this pledge (some external servers may also store the pledge). If organizations use patient data without their consent, the patient can use the signature in the affidavit as evidence in court. The data can be corrupted in some way and still be traceable, also known as watermarking, so the data leak can be traced back to the guilty party.

For more information, please contact FPT Electronic Contract:

Phone: 1900.636.191

Email: fpt.econtract@fpt.com.vn

Website: econtract.fpt.com.vn/

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